Credit Department is the authority concerned with reviewing and auditing the loans and credit facilities.

The Department carries out the following tasks:

Credit Policy:

The department defines and plans the Bank's general policies in the field of credit as well as establishing explicit rules and instructions pertaining to granting credit within the framework of the policies which aim at realizing sound lending status.

Loans:

The department supervises the loan applications from the time they are submitted to the Bank and processed in the concerned departments and sections to be approved in accordance with the guarantees submitted and the credit studies and research of such loans.
The loans and credit facilities activity is closely monitored and followed-up and settled in coordination and cooperation with the other departments.